Archived Blog Posts
What Happens To a Mold Damaged Painting?
Once your painting has been restored, you can hang it up and enjoy it once again.
What Happens to a Painting With Mold Damage?
If you have residential mold in Iona, FL, your first instinct might be to throw everything that has mold damage away. Thanks to mold cleaning, this isn't necessary, and you can restore many items that are important to you. Understanding your options can help you figure out what is worth saving and give you peace of mind when it comes to items that are irreplaceable.
Identifying Mold On Paintings
If you have old paintings that were stored somewhere, survived a flood, or were otherwise damaged, it is possible that mold might be growing on them. The first thing to do is have the painting examined by a qualified professional who can tell you the extent of the mold damage. Then, they can help you take the first steps toward restoration.
Understanding Mold Cleaning
A professional will usually begin the process by using something to stop the further development of mold. It is possible for mold spores to become airborne and move along to other parts of the painting. Arresting development of the current state of the mold can stop this. Much of the cleanup process will depend on the type of painting, how old it is, and what areas are in need of mold remediation. The same applies to the frame; in some cases, it is possible to have the original frame cleaned.
Enjoying Your Artwork Again
Once your painting has been restored, you can hang it up and enjoy it once again, without fear of mold spreading any further. A mold remediation and removal service can help you figure out the best way to address this. Depending on how your painting was damaged, such as in a flood, your insurance company might even help cover the cost.
Mold cleaning for Iona, FL, can save your painting and allow you to enjoy it once again. Once you know if your items are affected, the sooner you can act to save them.
4 Steps To Take After Water Damage in Your Home
Drying equipment in an Captiva Island, FL home.
Four Steps to Follow If Your Home Has Water Damage
It's hard to know what to do first when you've had a flood in your Captiva Island, FL, home. While no one wants to anticipate flooding or water damage ahead of time, it's good to have a plan in case you need it.
1. Protect Yourself and Your Home
One thing you might want to do right away is look over the damage to your home, but you need to do it carefully. When it is safe to return to your home:
- Turn off the electricity.
- Wear boots and rubber gloves.
- Retrieve the most valuable belongings.
- Elevate wood furniture if possible.
2. Stop the Water Source
If the flooding is from a source you can stop, such as broken pipes or a roof leak, mitigate the problem right away to prevent further damage. If your area has experienced heavy rain and more is expected, do what you can to protect your home, such as stacking sandbags or digging trenches.
3. Begin Cleanup
Water clean up should begin as soon as possible to prevent mold growth or secondary damage. A flood restoration company can help you through the process. Professionals can assess the extent of the water damage, identify the water contamination category, perform a safety inspection and move furniture. They can begin the water removal process almost immediately with high-powered vacuums and pumps. Using infrared cameras, technicians can test your home for water in hidden areas behind ceilings and walls.
Once standing water is removed, technicians can use dehumidifiers and professional-grade air movers to drywalls, carpets and furniture.
4. Restore Your Home
Once your home is thoroughly dry, you can begin restoring or replacing damaged items. Some areas may be restored after cleaning and disinfecting, while others may need replacing or remodeling. A restoration company can help with the process by disinfecting, sanitizing and removing any mold growth.
Water damage in your Captiva Island, FL, home can be overwhelming, but you don't have to go it alone. A professional restoration company can help you every step of the way.
Will Insurance Cover My Business After a Storm?
Roof damage due to a storm.
Business owners may find themselves wondering if their property in Iona, FL is covered if the building is damaged by a storm. If you have commercial insurance, the short answer is yes, in most cases. However, it's worth taking a look to see what exactly your storm insurance covers.
What Does a Standard Policy Cover?
Typically, commercial insurance will cover losses or damage caused by:
- Wind storms other than hurricanes
- Hail storms
If your roof sustains damage from a storm and water gets in the building, most policies will include insurance coverage on this type of water damage if the roof was in good condition prior to the storm.
What Is Not Covered in a Standard Policy?
Most commercial policies will not cover damage from hurricanes, earthquakes or flooding. Water damage caused by rising water or heavy rain will require coverage from a supplementary insurance policy. Sewage backup may also fall into the category of flooding, as heavy rains can cause sewer mains to back up into buildings. If you do not have separate insurance for flooding, consider purchasing it for your property. Flooding can happen in any geographic location, and having coverage available for emergency restoration services is a good idea.
What Are Hurricane and Windstorm Deductibles?
Businesses in coastal areas covered by storm insurance may have a wind damage deductible. Hurricane deductibles apply to damage caused solely by hurricanes. Wind storm or wind/hail deductibles apply to any kind of wind damage. In most cases, the insurance company will determine which deductible will apply to a claim. Deductibles may be a dollar amount or a percentage of the property's value. Options vary by state and are subject to regulations, so be sure to review your policy with your agent if you need information about your insurance coverage.
It's best to know your storm insurance coverage before a disaster strikes. Review your policy with your agent to make sure you are prepared for a weather emergency.
Saving Wet Documents After a Flood
An experienced flood restoration company can extract water from the premises, clean, and dry wet documents.
Document Preservation Following a Flood
If your business experiences a flood in Estero Island, FL you may take urgent measures to save your furniture and equipment from water damage, but what happens to wet documents? The valuable information on original papers may not be lost forever, thanks to these document drying and preservation techniques.
This paper restoration method, also used by the Library of Congress, is the best way to restore your irreplaceable documents. It involves freezing the wet paper as quickly as possible after flooding to ensure that the ink does not have time to bleed or that delicate fibers are not compromised further. The documents then go into a sealed chamber that creates a vacuum. Controlling the chamber's temperature causes sublimation, which causes the frozen water to convert directly to gas and evaporate out of the document.
Flood water can carry bacteria and other pathogens that contaminate wet documents. A professional restoration company can use powerful sanitization methods to remove any traces of harmful particles without damaging your papers. The gamma irradiation process allows gamma rays to pass through the document. Along the way, they cause ionization or electron disruption at a molecular level that kills contaminants. The process does not harm the paper or ink.
If your business has a significant amount of paper files, you may want to consider the following benefits of digitization:
-Better security and compliance
-Lower risk for damage
A professional service with the technology to efficiently and carefully scan and digitize bulk or fragile documents can help ensure that the most sensitive information upon which your business relies is never at high risk for future water damage.
Flooding of your business can lead to significant damage.
An experienced flood restoration company can extract water from the premises, clean and, dry wet documents and prevent further problems that keep you from operating in Fort Myers, FL.
3 Ways To Keep Your Space Heater From Causing a Fire
A space heater can be a lifesaver in the colder months, but it can also be dangerous.
Three Ways to Prevent a Fire From Starting With Your Space Heater
If you need some extra warmth in the winter, you might use space heaters in your Ft Meyers Beach, FL, home. They're small and portable and put off a great deal of heat, but they can also be dangerous. Approximately 1,700 house fires a year in the United States are caused by space heaters. Here are three ways to keep your space heater from causing a fire.
1. Buy the Right Kind To Prevent a Burned Space Heater
A safety certification is the number one thing to look for in a space heater. Different organizations put heaters through rigorous tests to ensure they are safe for consumer use. Never buy a heater if it doesn't have a safety certification. You also want to purchase a heater with a shutoff feature. Look for one that will shut off if the device gets too hot or knocked over. The automatic shutoff feature can save you from a burned space heater and a major smoke cleanup after a fire.
2. Place It in a Good Location
When you set your heater up, ensure it is on a solid, level surface. Never place it on anything combustible. If you only have carpet in the areas you need to place it on, purchase a few large, sturdy tiles to set the heater on. Fire mitigation specialists recommend that you leave at least three feet of open space around the heater at all times. Never place it near curtains, furniture or combustible items, such as paint cans.
3. Never Leave It Unattended
When you leave the room, turn off the heater and unplug it. You also want to ensure that you turn the heater off each night before bed. Leaving the heater unattended for even a short time could be enough for a fire to start from a burned space heater.
A space heater can be a lifesaver in the colder months, but it can also be dangerous. Following a few safety tips and being mindful of how you use it can keep you and your family safe and warm.
Board Up Services Essential After a Fire
Board up services in a Sanibel, FL home.
Along with the chaos and potential loss of precious belongings, a fire in your Sanibel, FL, home means that the structure is compromised. After filing a claim, you may have to wait for the damage to be repaired. That is why it is essential to board up any exposed areas.
Benefits of Emergency Board Up Services
In many cases, boarding up and tarping your home will be required by your insurance provider. If you don’t get it done, it may mean not getting as much out of your claim. Along with maximizing your coverage, there are other benefits.
Avoid Secondary Damage: While it may have been a fire that caused damage to your home, exposed areas are at risk to weather damage. If a storm blows in, that rain may lead to additional water damage and an increased chance of mold growth. That added damage likely won’t be covered by your insurance, meaning you will have to pay for repairs out of pocket.
Prevent Theft: A broken window is an invitation for thieves and vandals. If they have easy access, belongings that weren’t damaged by the fire may be stolen, including appliances and electronics. Vandals may also find their way in and create other issues that will require even more repairs.
Reduce Liability: When your board up your home, it is a clear sign to stay away. Not doing so may mean people entering the home. If someone gets injured, you may be the liable party.
Why Go With a Professional?
Although putting up tarps and boards may seem simple enough, it needs to be done right to work. To ensure that happens, it is best to call a fire damage restoration company. Not only will they provide the boarding services you need, but they will also be able to provide all the services necessary to return your home to its preloss condition. That includes finding hidden issues that may be easily overlooked but have the potential to cause severe damage.
A key part of getting back to normal after a fire is to board up exposed areas. Along with avoiding additional damage, doing so enhances the chances of maximizing your claim.
Honing Our Skills
Our SERVPRO teams participate in continued education training at our Chicago, IL facility
Restoration Training Session in Chicago
At SERVPRO, we place a high premium on continued education and company culture. We never stop equipping our teams with the latest knowledge and techniques in restoration to ensure the best possible results for those who need our services.
This past week, our Chicago teams held a training event for all company staff, including our Florida teams, and those who could not make it in person attended virtually. The training was broken down between teams, with dedicated sessions for sales, office, and production staff.
We are passionate about creating powerful company culture that brings people together to help others, and trainings like this one help us do just that — not only bolstering our top-notch but also our relationships with each other.
If your home or business has been affected by water, fire, or storm damage, SERVPRO is here with the training and technology to restore your property faster and better.
3 Ways To Fix an Overflowed Toilet Caused by Your Shower
Snake the drain cleanout.
Three Solutions for a Toilet Overflow Caused by Your Shower
Have you ever stepped out of the shower and found water spilling out of your toilet? Experiencing an overflowing toilet while running the shower indicates an unseen plumbing issue in your Iona, FL, home. Follow these tips if you notice toilet overflow while running your shower.
1. Attempt To Clear a Clogged Pipe From the Toilet
When there is a blockage in the pipes from your toilet to the sewer, your home's wastewater lines get backed up when the shower is on, leaving them to overflow through the toilet. The first line of defense for this issue is to try to clear the blockage yourself. A toilet snake, preferably one over 25 feet long, is the most helpful plumbing tool when it comes to handling this type of clog and sewage cleaning. If you snake the toilet and the shower still causes water to overflow, try this next tip.
2. Snake the Drain Cleanout
Bring your toilet snake to the drain cleanout in your home, which is the cap on your main drain pipe. Prepare the area by placing old towels or rags around the drain should any sewage spill out. Remove the cap with a wrench and place the snake inside the pipe, pushing it deep to force sewage cleaning by dislocating the blockage. After snaking, put the cap back on the drain cleanout and turn on the shower to see if the issue persists.
3. Consult With Professionals
If your own efforts aren't doing the job, rely on professionals. Contact a plumber to handle the drain blockage and help you prevent further problems. A water damage repair and cleanup company can properly sanitize the area and treat foul odors.
If using your shower results in an overflowing toilet, be proactive about pipe and sewage cleaning. Utilize a plumbing snake to clear any clog in both the toilet and main drain cleanout before calling professionals for help.
The Cleanup Process After a Flood
Don't let standing water take over any part of your home.
After a Flood, How to Clean Up
Dealing with the aftermath of a flood can be devastating for homeowners. Looking at the remnants of their lives as they float contaminated by potential black water is a struggle most people fear. Thankfully, floods do not have to destroy all memories; through content cleaning and the disaster cleanup process, water remediation services in Captiva Island, FL, claim more than you think can be salvaged.
1. Water Excavation
Still, before a company or homeowner can discover what contents are potentially salvageable, they must remove the water from the property. Excavation can begin immediately if the flooding is only located on the property. However, if the area is flooded, you will likely have to wait until exterior water levels recede.
Once water can be removed, it is performed by equipment and not manual means. Services will use pumps and shop vacs to eliminate the water as quickly as possible.
2. Debris Elimination
Following the water excavation, a remediation service will walk the disaster site to process all debris. Anything that is clear trash or unsalvageable will be appropriately discarded. If contents were affected by black water, the service would take special precautions to ensure everyone's safety.
3. Property Drying
When the site is clean of water and debris, the company you choose can begin drying the structure. Drying time will vary based on the extent of the flooding. The team will use fans, air movers, and dehumidifiers to help speed the process along.
4. Content Cleaning and Restoration
Any items that can be salvaged will likely be moved offsite to be cleaned and treated. The restoration company will focus on restoring the house to pre-disaster conditions by installing new drywall, flooring, etc.
Dealing with the aftermath of floods is about more than content cleaning. With the help of mitigation service, homeowners can successfully navigate the cleanup and restoration process.
How To Deal With Electronics After a Fire
Even a small electrical fire may have a big impact on the vital electronics in your business.
To successfully run your Estero Island, FL, business, there is a good chance you rely on various electronics to make that happen. If an electrical fire happens, you need that equipment functioning to preserve and recover essential data. Unfortunately, some electronics won’t be salvageable and those that are will require special techniques and equipment for the cleanup. Understanding the type of damage is important to determine the extent of the damage.
Types of Damage
There are three types of damage that professional fire damage restoration will look for to determine salvageability and cleaning methods.
Fire: Electrical fire damage is the easiest to spot. Devices that have been touched by flames will likely have visible plastic melting or scorch marks. In many cases, fire-damaged items will need to be tossed.
Soot: This black residue drifts in the smoke and attaches itself to items. It is often oily or smears easily. Soot also has a high acidity level, which may affect the longevity of electronics even after cleaning.
Smoke: When there is smoke, there is still heat and residue drifting into devices. It also leaves a lingering odor. A professional is usually able to eradicate that odor and bring devices back to life.
The Effects of Smoke Damage
While soot and char marks are indicators of damaged equipment, smoke is a bit tricky. Even if the flames never reach a device, they can still be damaged by smoke. Smoke carries an electronic charge that may short circuit a device. This makes it important to inspect all electronics that have been in the area in which the fire occurred.
Even a small electrical fire may have a big impact on the vital electronics in your business. While it may seem easy, computer cleanup requires expertise and tools. While not all may be saved, turning to an expert may result in not having to replace devices.
Understanding Mold in Your Business
If you are in need of a fungus cleanup for your business in Sanibel, FL it is important to take the proper steps to remove the mold properly.
Understanding Mold in the Workplace
Mold growth can appear on damp surfaces within 24 to 48 hours. Mold reproduces by tiny spores that travel through the air. Once they land in a new location with moisture, they will start to destroy your building in Fort Myers, FL. This can cause a lot of expensive damage. Here are some questions that you can use to understand this fungus.
Why Is There Mold?
Buildings can develop mold growth after a storm that causes flooding. Some of the big problems that occur during storms that lead to mold include:
- Sewage backups
- Roof leaks
- Flooded basements
- Open windows
- Foundation problems
How Do You Dry a Building?
The best way to dry your building is to hire a storm restoration company. Otherwise, you can do this on your own with some bleach, fans, and dehumidifiers.
What Do You Need To Clean It?
You will need personal protective gear to clean mold yourself, such as gloves and a mask. Aside from this, you will need standard cleanup items, including buckets, scrub brushes, brooms, trash bags, shop vacs, and sponges. Finally, you will need something to kill the mold, like a detergent or bleach.
What if You Have Health Problems?
Everyone is regularly exposed to mold spores inside and outside of buildings. However, standing water makes the risk from mold spores much greater, so it is better for people who have health problems to avoid working inside buildings that have recently experienced flooding.
How Can You Prevent Mold in the Future?
It is not possible to remove all mold growth from your business. However, there are many ways that you can limit the amount of mold that grows in the future. The best methods include stopping any leaks, keeping your business clean, keeping surfaces dry, and routinely disinfecting areas at risk for mold.
While bacteria may be the first contaminant on your mind after a storm floods your business, you should also be concerned about mold. This fungus can do costly damage, so you need to take the proper steps to dry your building and prevent mold in the future.
How To Spread the World About Candle Fires via Social Media
A candle caught this bathroom on fire.
People have a tendency to forget that candle fire is a leading cause of home blazes. The more people become aware of this reality, the safer they will be. Here are some facts that underline the peril presented by candles, along with concepts for social media posts to spread the word.
Facts About Fires Caused by Candles
Here is a smattering of alarming data points regarding infernos caused by candles.
On average, 21 fires caused by candles are reported every day
Roughly three out of every five home fires caused by candles happen as the result of combustible materials being left nearby
Falling asleep is a factor in 10% of all household fires triggered by candles
Even if nobody is harmed when a candle fire breaks out in Ft. Myers Beach, FL, the smoke cleanup process is bound to be highly distressing.
Social Media Posts About Fires Caused by Candles
Reduce the number of fires involving candles by informing as many people as possible about this sensitive topic. Here are a few ideas to get your creative juices flowing.
Because of their association with Christmas and Hanukkah, December is a peak time for fires caused by candles. Design an appealing holiday greeting to draw in viewers and end with a friendly reminder to keep decorations away from open flames.
Design a safety video using children. Explain the importance of blowing out candles before retiring for bed and then depict your rug rats doing so. The inherent cuteness factor is bound to attract eyeballs.
Put a positive spin on this deadly topic by creating a slideshow of candle alternatives. Provide reasons why incense burners, electric candles and oil diffusers are so appealing. Where natural, slip in select facts concerning the inherent danger of candles.
The destruction caused by a candle fire is often considerable. Do your part to lower these frightening incidents by enlightening the public regarding the risk.
3 Benefits of an Electronic Claims Service
As water damage specialists, we are prepared and ready to serve you at any moment.
Benefits of an Electronic Claims Service
A qualified disaster remediation company will likely have an electronic claims service. This is because they work with their clients to help them file an insurance claim and get paid to restore their building in Sanibel, FL. While it is a great feature for the company, it also offers key benefits for clients.
1. Submit Claims to Your Insurance Company
One great benefit of choosing a company with an electronic claims service is sending their estimates directly to your insurer. This means your information will get there faster, and your insurance claim can be processed quicker. In other words, you can deal with any rejections or denials as soon as possible and have a greater chance of getting them resolved. You will also have less work to do. After all, your contractor is submitting the crucial information for you. Because of this benefit, you want to look for a company that offers an electronic claims service, such as SERVPRO. This company works with many insurance companies and has experience in getting claims approved.
2. Receive Detailed Reports
Business owners need to stay updated on how their restoration is going. Fortunately, an electronic claims system has a customer portal where you can view regular updates from your contractor. This can report crucial information, such as project costs. It can also update you on other things, like if your remediation is ahead of schedule. These reports make it easy to understand what is going on with your building. This means you never have to wonder what your contractors are doing.
3. Resolve Any Rejections or Denials
If your insurance claim gets denied, it will automatically show up in the customer portal. This means you can quickly get to work resolving this alongside your contractor.
While electronic claims services are a great option for a restoration company, they also offer clients key benefits. If you need help working with your insurance agent, want to receive detailed reports, and avoid denials, you should look for a contractor that offers this service.
3 Things You Should Know About Ice Dams
Install or reinforce insulation to keep the heat inside the building.
Ice Dams: Three Things You Should Know
One risk factor to observe during the winter is an ice dam. This temporary structure usually forms on the edge of your business's roof. While the icicles may give the Estero Island, FL, building a pleasant look, it can also create a variety of issues, including the emergence of black mold. Learn more about dams and act before they harm your establishment.
1. Common Causes
Ice dams occur when the heat on the rooftop is distributed unevenly. Usually, this means the snow on the top part will melt to the edges where the gutters are. However, the meltwater will freeze in those areas instead of flowing away from the building. The frozen water creates a dam that also blocks melting roof snow. With no drain system available, the water enters the building through shingles or any present cracks.
2. Effects on Business
Even though the ice dam seems distant from your business, it can affect it when left untreated. The roof water can spill on the walls, floor and other property inside, damaging it in the process. The combined humidity, present nutrients and high temperature create a perfect environment for mold growth. The problem increases if the water seeps into out-of-sight areas like between the walls. Since this mold is hard to notice and clean, it will instead develop and spread throughout the area.
3. Resolution and Prevention
Once you see the fungus, call your insurance company and a commercial mold cleanup crew. Also, bring in roof specialists to remove the dam from the affected area and repair the roof as needed. Preventative actions stop the damage before it even starts. Find and seal any areas in the roof and ceiling where heat escapes to keep the roof consistently cold. Additionally, install or reinforce insulation to keep the heat inside the building.
An ice dam can cause heavy water damage and mold growth if it is not treated immediately. Contact the right specialists to eliminate the damage and keep the roof's temperature even to prevent any more dams.
3 Things To Do When Turning On Your Irrigation Sprinklers
It is important to perform irrigation maintenance.
Three Steps To Maintain Your Sprinklers
As a business owner, you probably turned your irrigation sprinklers off before winter. Winterizing the system is especially important for areas with a long season where the plants are dormant. When spring returns, it is time to turn this system back on. However, when the temperature starts to rise, you need to perform some irrigation maintenance. Doing this ensures you have a welcoming lawn this summer. There are a few key steps to take to maintain your sprinklers as you turn them back on properly. Here are 3 helpful steps.
1. Turn the Water on Slowly
The most important part of irrigation maintenance is to turn the water on slowly. If you turn it on too quickly, you will blast your sprinklers with a high amount of pressure. This can lead to the heads popping off, fittings breaking, and sprinkler flooding on your lawn. You can ensure that the pressure stays low and you don't have any problems by slowly turning the water on.
2. Locate the Shut-Off Valves
There are a few valves you will need to find before you can turn your sprinklers on. Make sure you know where the stop, waste, and pressure vacuum breaker valves are located.
3. Turn On the Valves
To move the waste and stop valves for your system in Ft. Meyers Beach, FL, you will need a key. Take the key and turn them 90 degrees counterclockwise. They may leak at first, but this should stop momentarily. Additionally, you will find the pressure vacuum breaker next to the valves. When it is parallel to your line, it is on, and if it is perpendicular, it is off. You want to make sure this is on before unleashing the water. Remember to turn all of your valves slowly.
You should follow proper irrigation maintenance protocols when turning your sprinklers back on in the spring. This ensures you don't do any damage and need to hire a water remediation company.
4 Things That Should Always Happen After Sewage Damage
Drying area to avoid mold growth.
Four Things To Leave To Professionals After Sewer Damage
If you experience backed-up sewage in your Sanibel, FL, home, you may be tempted to try and clean it up yourself. However, doing sewer cleanup on your own can put you at risk. Sewage is full of dangerous bacteria that can cause serious illness if accidentally inhaled or ingested. It’s best to call professionals anytime sewer backup occurs. Here are four things you should always leave to a professional after sewage damage.
1. Water Extraction
Before anything else happens, sewage water must be cleaned up. Water damage cleanup professionals have specialized equipment that can safely and quickly remove water from a flooded toilet or any other source. They wear special safety equipment to keep themselves protected from harmful bacteria and contaminants in the water and will likely recommend that you stay away from the area during the cleanup process.
2. Property Drying
Once sewer cleanup has occurred, professionals use state-of-the-art equipment to dry your property and reduce the chance of mold development. While it’s certainly possible for you to use fans, open windows and air conditioning systems to dry your home, professional equipment is much more effective and can get the job done faster. It can also monitor and measure the drying process to ensure that your home and belongings are completely dry.
3. Damage Restoration
Professionals know how to restore the damage that sewage backups cause. In some cases, belongings may be damaged beyond repair, but flood restoration companies will do everything in their power to salvage your belongings whenever possible. Restoration services may include minor or major repairs to drywall, carpet and other belongings or structures in the home.
Sanitizing your belongings is an important step in the cleanup process. Professionals use special products to clean and sanitize items to remove bacteria and odors.
Sewer cleanup can be a lengthy and challenging process. The good news is that you don’t have to do it on your own. For best long-term results, it’s a good idea to let professionals deal with your flooded toilet sewer backup.
3 Ways an Electronic Claims Services Helps After a Disaster
Choose a company that uses an electronic claims service.
Three Ways an Electronic Claims Service Can Assist You
The aftermath of a disaster in Ft. Meyers Beach, FL can be devastating to homeowners and making an insurance claim can be complicated at times. However, choosing a restoration company that has an electronic claims service can be beneficial for many reasons.
1. Ensures a Timely Delivery
One of the first things that are required of homeowners after a disaster has affected their home is to make a claim. Unfortunately, items that are mailed can become lost in transit or can be misplaced upon arrival. Even if a physical copy of a claim makes it to its location, it can take time for the claims to be seen. Electronically filing a claim is generally quicker and easier than the alternative.
2. Receive a Quick Response
Often, a homeowner needs their insurance claim filed quickly. However, companies that do not have an electronic claims service may take longer to respond to a claim due to the time it can take to receive mail and review the paperwork. Homeowners and agents who choose to work with a restoration company that uses an electronic claims service can provide everyone involved with information about what to do next, quickening the process overall. If any papers are missing, agents and homeowners will also be able to see what else needs to be done.
3. Information Is Easily and Quickly Accessible
Sometimes, an insurance agent or a homeowner needs to make a major decision about restoration in a timely manner. Not having access to information about a claim can cause an agent or a homeowner to make uninformed decisions or can stall restoration until the claims are available. An electronic claims service, however, lets agents and homeowners view information about their claims anytime, anywhere.
Employing a restoration company with an electronic claim service ensures important documents are delivered, increases the likelihood that the insurance claim will be made quickly and makes important information readily accessible. If you or your clients need a restoration company with electronics claim, consider contacting SERVPRO, the restoration experts.
4 Steps for Mitigating Wind Damage
A small roof leak can quickly turn into a huge hole.
Four Steps to Wind Damage Mitigation
High winds from thunderstorms, tornadoes and hurricanes can turn small objects and debris into dangerous projectiles in Estero Island, FL. When these items hit buildings, they can cause a roof leak and broken windows. With some planning and preparation, structural damage can be kept to a minimum.
1. Maintain the Landscaping
Trees, shrubs and decorative items such as fountains and planters can turn into missiles in high winds. Keep the greenery trimmed and secure the fountains and planters. If tying them down isn’t an option, move them inside during storm season. This can prevent them from being hurled against the building or through windows.
2. Cover the Windows and Doors
Keep a supply of plywood on site to protect the windows from flying debris. It is strong enough to protect the glass from most large items and small debris such as gravel may embed itself in the surface, without penetrating all the way. Screws can be more effective than nails when securing the plywood to the building.
3. Reinforce Weak Areas
For buildings that have loading docks or interior parking for company vehicles, the garage doors may be susceptible to damage caused by debris. Strengthen glider wheel tracks and add braces across the back of the door to minimize damage. Plywood can be used to cover windows and bolster the braces.
4. Inspect the Roof
As materials age, they weaken. This can result in a roof leak or missing shingles during storm season. Use tarps and plywood as temporary measures to protect weak areas and prevent an already damaged roof from getting worse.
Severe storms can devastate a business in Estero Island, FL. Untrimmed trees and downed powerlines can result in a damaged roof. A minor roof leak can become a gaping hole. If a severe weather event does strike, a disaster recovery team can help you keep downtime to a minimum, whether a passing thunderstorm or a significant hurricane caused the damage.
How To Make a Water Damage Claim
Water cleanup process in Ft. Meyers Beach, FL.
How To Make a Water Damage Claim
Bursting pipes and other mishaps that flood your home can add a lot of tasks to your to-do list. You must find the source of the water so you can minimize overall damage. You need to arrange for repairs from a certified water restoration company. You will also probably want to file an insurance claim. Filing a claim can be daunting if you don’t understand whether your policy covers the accident or what you are entitled to receive. The following information may help demystify the process.
Factors Affecting Claim Acceptance
Standard homeowners’ policies cover a myriad of sudden accidents that may lead to water damage. Whether your policy covers the damage to your home in Ft. Meyers Beach, FL, depends on several factors:
- Type and scope of policy
- Source of flooding
- Timing of damage onset
Some policies cover more than just bursting pipes. Coverage can vary by state or region and the amount of extended coverage you purchase. If floodwaters come from outside your home, particularly if you are in a flood plain, you may need an extra flood policy to cover the loss. If the damage was brought on by an ongoing problem rather than a sudden issue, your claim is more likely to be denied.
Tips for Minimizing Denials
The best way to avoid a claim denial is to understand your coverage and make sure it is adequate to protect you against the specific risks to your home. Your agent can explain your policy and suggest extended coverage when necessary. It is also important to keep up with a regular maintenance schedule for your home. Most gradual damage claims are denied because they indicate a lack of vigilance on the part of the homeowner. If you fix a broken pipe in a timely manner, for example, it is less likely to cause significant damage.
Hiring a restoration company that is Faster to Any Size Disaster can improve the chances of claim acceptance. Knowing your rights, as well as your responsibilities makes filing after a bursting pipes incident easier.
Dealing With Smoke Damage
Fire damaged building in Sanibel, FL.
How To Prevent Smoke Damage
A fire at your place of business in Sanibel, FL, can lead to costly downtime and other disruptions if not dealt with effectively. Learn how to prevent smoke damage from derailing your workflow with a few dry-cleaning tips.
1. Repair Versus Replacement
The most critical element of smoke damage restoration is a procedure that allows you to discern which items should be restored and which should be replaced entirely. While many of these decisions may be obvious, some are best left to a qualified fire damage restoration service. These professionals are typically IICRC-compliant, ensuring a set of content cleaning standards that your business can rely on.
2. What To Restore
Many items suffering from smoke or soot damage in a commercial fire can be brought back to functional condition through conventional means. Clothing, upholstery, and other fabric components can usually be cleared of any smoke discoloration or odors by simply dry-cleaning the affected materials. Most dry cleaners have specialty detergents and deodorizers for dealing with fire-soiled materials. Documents and other paper materials can also be restored through a vacuum freeze drying process if they were damaged by water-based fire suppression.
3. The Building
Fixed components of your place of business, such as the ventilation system, the floors, and the walls may also suffer from smoke damage. In these cases, there are also a number of processes that can avoid costly replacements. A restoration service will ensure adequate air circulation by changing out air filters. Drywall and other porous materials can frequently be cleaned depending on the type of paint used and the extent of the soot accumulation. Your chosen restoration service can assist you with content storage during the smoke cleaning process.
Don’t assume that your commercial fire means a total restart for your valued assets. Through a careful inspection process and a little professional help, you can repair and retain many of the items your business uses through dry-cleaning and other sound restoration practices.
After the Flood: Make the Most of Your Insurance Claim
Flood damage in Estero Island, FL.
Now that the flood waters have receded, it’s time to survey the damage and take steps to restore your property. As the holder of a flood insurance policy, you are already ahead of the curve—but there still may be significant work to be done before you can collect on a flood claim. Here are some steps that can help guide you through the process in Estero Island, FL.
1. Stay safe. Take every precaution to be certain your home is safe to enter and that there is no threat of further flooding, electrical mishap or collapsing infrastructure. Assume that water is unsafe for human consumption.
2. Contact your insurance company. Contact your insurance claims adjuster as soon as possible. Provide him or her with cell phone and/or email contact information so you will be readily available for an onsite visit.
3. Document the damage. Take photos of the damage to document your loss. If you have pictures of the areas prior to the flood, it would be useful to have them on hand for comparison.
4. Start the cleanup. Begin the cleanup process and call a restoration specialist in Estero Island, FL, if needed. If the adjuster has not yet made his or her assessment, be sure to note everything you intend to include on the flood claim. Make a list of lost and damaged items and include dates of purchase, estimated values and receipts, if possible.
5. Retain evidence. Keep any damaged materials you may remove from the house as the adjuster may need to see them for proof of loss purposes. If possible, store these damaged materials outside on your property.
6. Work with your insurance company. Once the adjuster arrives and finishes the assessment, you will likely be asked to sign a proof of loss statement that will follow specifications as set forth in the insurance policy.
Be sure to file your flood claim within 60 days of the actual flood event. By following these steps, you can be assured of the greatest possible chance for a successful insurance settlement.